Research Categories

Investment Planning

• General Investment Planning
• Portfolio Objectives
• Portfolio Analytics
• Use of Investment Policy
• Tax Optimization
• Rebalancing
• Guaranteed Minimum Products

Portfolio Management

• General Portfolio Management
• Modern Portfolio Theory
• Post-Modern Portfolio Theory
• Active vs. Passive Management
• Tactical vs. Strategic
• Asset Allocation
• Socially Responsible Investing
• Use of Leverage

Behavioural Finance

• General Behavioural Finance
• Client Relationships
• Goal Visioning
• Consumer Attitudes
• Risk Tolerance
• Financial Literacy
• Self-Managed Financial Planning

Estate Planning

• General Estate Planning
• Will Review
• Estate Distribution Analysis
• Succession Planning
• Charitable Giving
• Estate Taxes
• Gifting

Insurance Planning & Risk Management

• General Insurance & Risk Management
• Needs on Death
• Needs on Disability
• Long Term Care
• Term vs. Permanent Insurance
• Property & Casualty Insurance
• Key Man
• Buy-Sell

Cash Flow & Liability Management

• Real Estate/Mortgages
• Debt Management
• Lending Metrics
• Income Profile
• Savings Behaviour

Tax Planning

• General Tax Planning
• Personal Income Tax
• Corporate Tax
• Capital Gains Harvesting

Retirement Planning

• General Retirement Planning
• RRIF/LIF/PRRIF
• IRA, Distributions
• Investment Liquidity
• Pension Alternatives
• Government Benefits
• Healthcare
• Annuities
• Mortality
• Employee Benefits
• Sustainable Withdrawal Rates
• Stochastic vs. Deterministic

Holistic Planning

• General Holistic Planning
• Demographics

Business Practices

• General Business Practices
• Information Technology
• Product Shelf
• Marketing
• Fee Structure
• Best Practices
• Business Models
• Professional Issues

Regulatory & Compliance

• Litigation & Compliance
• Ethics
• Principal-Agent Problem

Other Planning

• Specialized Financial Planning
• Business Planning
• Education Planning
• Divorce Planning
• Non-traditional Families
• Dependents with Special Needs
• International Planning
• Econometric Assumptions